id,product_id,feature_key,feature_value,note,source_page slm:pf:comfort25_youth,slm:bankpaket_comfort,pricing_condition,Comfort25 — COMFORT KOSTENLOS bis 25 Jahre,"SLM offers COMFORT pack FREE up to age 25 (branded ""Comfort25""). Includes Kreditkarte Silber (CHF 100 Einzelpreis) FREE. Aggressive under-25-acquisition. Same shape as CA Next Bank CA Simply restriction-by-IBAN (atom #299 frontalier-specialization) but here restricted by age.", slm:pf:premium_subbrand,slm:bankpaket_comfort,pricing_condition,SLM Premium sub-brand atypical for atom #275,"SLM operates a ""SLM Premium"" sub-brand for higher-tier clients (referenced in product menu). Premium-tier sub-brand is atypical for cooperative Sparkasse cohort — most peers operate single-brand client-relationships.",