id,product_id,feature_key,feature_value,note,source_page
thalwil:pf:atom_275_full_extraction,thalwil:privatkonto,pricing_condition,Atom #275 publisher fully extracted — 4 Konto types + Sparen + Karten,"Bank Thalwil Genossenschaft (""die Bankwerker"" brand) — Zurich-Thalwil cooperative. 4 Konto types: Privat (CHF 1/Mo, Limit CHF 500k), Jugend (kostenlos, Limit CHF 50k, 12-24 Jahre), Fremdwaehrung (CHF 2/Mo), Firma (CHF 4/Mo). Atom #287 2% Nichtkuendigung explicit verbatim. Maestro CHF 30/Jahr (kostenlos am Jugend).",
thalwil:pf:bankwerker_brand,thalwil:privatkonto,pricing_condition,"""Die Bankwerker"" — anti-banker brand positioning","Bank Thalwil brands as ""die Bankwerker"" — playing on Handwerker (craftsmen). Anti-banker positioning: presents the bank as artisans/craftspeople rather than financiers. Atypical for atom #275 cooperative cohort (most peers use traditional Sparkassen branding). Distinctive Genossenschaft personality.",
thalwil:pf:verzinsungslimite_500k,thalwil:privatkonto,pricing_condition,"Verzinsungslimite CHF 500,000 — atom #275 deposit-cost cap","Privatkonto + Sparkonto have Verzinsungslimite CHF 500,000 (""darueber auf Anfrage""). Above the limit, the interest may be reduced (likely to 0%) — explicit deposit-cost cap unusual in atom #275 cohort. Reflects atom #275 small-Sparkasse balance-sheet management: cap the cost of large deposits.",