id,product_id,feature_key,feature_value,note,source_page yapeal:plan_free:pf:tier_structure,yapeal:plan_free,pricing_condition,Four-tier published schedule (Free / Essential / Grow / Business),"4-tier package model with CHF 0 / 9 / 49 / 119 monthly fees. Each tier expands included quotas (cards, sub-accounts, transfers) but maintains the same per-action pricing for out-of-quota services (ATM, additional cards, FX markup). Tier transition is bidirectional and self-service per app.",