id,product_id,feature_key,feature_value,note,source_page
zuzwil:privatkonto:mip_atom,zuzwil:privatkonto,pricing_condition,atom #310 — interest rates MIP-encrypted,"Kontozinsen.pdf (`a5464c7343e3_Kontozinsen.pdf`) is encrypted with Microsoft Information Protection / Azure Rights Management. Standard PDF text extraction returns the warning wrapper page only. New failure class distinct from atom #303 (no-PDF), #275 (tailored), #285 (single-PDF stub). Walid Q3 follow-up: can the crawler detect mip_protected:true in coverage.json?",