product_feature
Data license: CC-BY-4.0 · Data source: bankproducts.info
6 rows where product_id = "alpian:account"
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Suggested facets: feature_key
| id ▼ | product_id | feature_key | feature_value | note | source_page |
|---|---|---|---|---|---|
| alpian:account:deposit_protection | Alpian Konto (Multi-Waehrung) alpian:account | included_services | esisuisse-Mitglied | Einlagensicherung bis CHF 100'000. FINMA-Bankenlizenz Cat. 5. | |
| alpian:account:fx_dow_split | Alpian Konto (Multi-Waehrung) alpian:account | pricing_condition | fx_spread_weekday_vs_weekend_0.2_vs_0.5 | Atypischer Day-of-Week-FX-Spread-Split: 0.2% Werktage / 0.5% Wochenenden. Reflektiert FX-Desk-Wochenend-Cover-Cost. | |
| alpian:account:multi_currency | Alpian Konto (Multi-Waehrung) alpian:account | included_services | CHF / EUR / USD / GBP | 4 Waehrungen im selben Konto. Multi-Currency Architektur. Eingehende Ueberweisungen in 24 weiteren Waehrungen werden automatisch in CHF konvertiert. | |
| alpian:account:negative_balance_fee | Alpian Konto (Multi-Waehrung) alpian:account | pricing_condition | negative_balance_fee_5pct | 5% p.a. Negativzinsgebuehr auf Negativsaldi. Tiefer als CH KH-Peer-Norm (9-12%). | |
| alpian:account:platform | Alpian Konto (Multi-Waehrung) alpian:account | included_services | Mobile App (iOS + Android) | App-only digital private bank. Apple Pay / Google Pay unterstuetzt. | |
| alpian:account:tiered_currency_rates | Alpian Konto (Multi-Waehrung) alpian:account | pricing_condition | eur_usd_tiered_interest_rates | Multi-Waehrungs-Konto mit gestaffelten Zinsen auf EUR/USD-Tranchen (0%/0.75%/0% EUR; 0%/1%/0% USD bei 0/10k/500k). CHF + GBP 0% flat. Neobank-USP fuer kleinere/mittlere FX-Halter. |
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CREATE TABLE product_feature (
id TEXT PRIMARY KEY,
product_id TEXT NOT NULL REFERENCES product(id),
feature_key TEXT NOT NULL, -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
-- interest_late_payment, max_balance, included_services, ...
feature_value TEXT,
note TEXT,
source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);