product_feature
Data license: CC-BY-4.0 · Data source: bankproducts.info
1 row where product_id = "bancastato:conto_risparmio_libero"
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| id ▼ | product_id | feature_key | feature_value | note | source_page |
|---|---|---|---|---|---|
| bancastato:conto_risparmio_libero:pf:rueckzugslimite_20k_monat_2pct_uebersumme_novel_monthly_gate | Conto risparmio LIBERO bancastato:conto_risparmio_libero | pricing_condition | BancaStato Sparkonto LIBERO Monatliche-Rueckzugslimite: **CHF 20'000/Monat** (nicht jaehrlich!). Bei Ueberschreitung: **2% Kommission auf dem Uebersumme-Betrag** (Kuendigungsfrist 90 Tage). Novel: monatliche Freigrenze (nicht jaehrliche wie PREMIA CHF 10'000/Jahr) — LIBERO ist als flexibleres Konto positioniert. | Novel Cross-Bank-Muster: monatliche Rueckzugslimite statt jaehrlich. Cross-Bank-Vergleich: Sparkasse Schwyz Batch 25 (Bank-Discretion-Klausel), Migros Bank 60-Tage post-Kuendigung (Batch 21), SLB regulatorisch (pre-19). BANCASTATO differenziert mit Monat-vs-Jahr-Freigrenze zwischen 3 Spar-Konto-Typen (LIBERO monatlich, PREMIA jaehrlich, FISSO gesperrt). | 12 |
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CREATE TABLE product_feature (
id TEXT PRIMARY KEY,
product_id TEXT NOT NULL REFERENCES product(id),
feature_key TEXT NOT NULL, -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
-- interest_late_payment, max_balance, included_services, ...
feature_value TEXT,
note TEXT,
source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);