product_feature

Data license: CC-BY-4.0 · Data source: bankproducts.info

5 rows where product_id = "banknow:credit_now"

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Suggested facets: feature_key

id ▼ product_id feature_key feature_value note source_page
banknow:credit_now:pf:apr_max CREDIT-now banknow:credit_now pricing_condition APR-Cap 11% per Swiss KKG (Konsumkreditgesetz) Maximaler effektiver Jahreszins gesetzlich auf 11% gedeckelt. Bank-now Range 4.9-11.0% (creditworthiness-driven). 1
banknow:credit_now:pf:cohort_with_cembra CREDIT-now banknow:credit_now pricing_condition Cohort with Cembra Money Bank (cembra:barkredit) Bank-now + Cembra are the two largest Swiss consumer-credit specialists. Both publish APR ranges under KKG. Cross-bank ranking now meaningful: Bank-now headline 4.9% vs Cembra barkredit headline (TBD via DB query).  
banknow:credit_now:pf:eligibility CREDIT-now banknow:credit_now pricing_condition Min CHF 3000 monatliches Netto-Einkommen; Alter 20-70 bei Vertragsende Standard-Eligibility-Kriterien fuer Privatkredit. Per Bank-now FAQ. 1
banknow:credit_now:pf:included_insurance CREDIT-now banknow:credit_now included_services Free Todesfall-Versicherung included Death-coverage included in CREDIT-now bundle at no additional charge. Per Bank-now FAQ. 1
banknow:credit_now:pf:kkg_waiting CREDIT-now banknow:credit_now pricing_condition 14-Tage Wartefrist + 10-Tage Widerrufsrecht (KKG-Pflicht) Schweizer Konsumkreditgesetz: Wartefrist vor Auszahlung, Widerrufsrecht nach Auszahlung. Gesetzliche Pflicht. 1

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CREATE TABLE product_feature (
    id          TEXT PRIMARY KEY,
    product_id  TEXT NOT NULL REFERENCES product(id),
    feature_key TEXT NOT NULL,          -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
                                        -- interest_late_payment, max_balance, included_services, ...
    feature_value TEXT,
    note        TEXT,
    source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);