product_feature

Data license: CC-BY-4.0 · Data source: bankproducts.info

2 rows where product_id = "biene:mitgliedersparkonto"

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id ▼ product_id feature_key feature_value note source_page
biene:mitgliedersparkonto:pf:2pct_nichtkuendigungs_convention Mitgliedersparkonto biene:mitgliedersparkonto pricing_condition Nichtkuendigungskommission 2% — emerging Clientis-federation convention Biene Bank Mitgliedersparkonto specifies 2% on the over-limit withdrawal amount when notice period is violated. SAME 2% number appears at Ersparniskasse Rueggisberg (PR #127, non-Clientis cooperative). Suggests either Clientis-federation convention OR a wider Swiss-cooperative-bank standard. Worth tracking — if a third member shows 2% next, escalate to a named convention atom.  
biene:mitgliedersparkonto:pf:cooperative_loyalty Mitgliedersparkonto biene:mitgliedersparkonto pricing_condition Mitgliedersparkonto: 3rd Aktionaer/Mitglied loyalty-tier savings pattern Loyalty-tier savings exclusively for Genossenschafter (cooperative members). Same shape as HBL Aktionaerssparkonto (0.500% bis CHF 250k) and SLF Aktionaer-Sparkonto (0.350% bis CHF 100k) — atoms in 3-instance cohort now. Worth flagging as a structural pattern across regional banks.  

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CREATE TABLE product_feature (
    id          TEXT PRIMARY KEY,
    product_id  TEXT NOT NULL REFERENCES product(id),
    feature_key TEXT NOT NULL,          -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
                                        -- interest_late_payment, max_balance, included_services, ...
    feature_value TEXT,
    note        TEXT,
    source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);