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product_feature

Data license: CC-BY-4.0 · Data source: bankproducts.info

3 rows where product_id = "bil:wealth_management"

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id ▼ product_id feature_key feature_value note source_page
bil:wealth_management:pf:finsa_optout BIL Wealth Management — Mandat bil:wealth_management pricing_condition FINSA Art. 31 professional-client opt-out → tailored posture Seventh instance of the CH UHNW classical cohort. After Pictet, EFG, Julius Bär, Lombard Odier, JPMorgan Suisse (5 tailored), Reichmuth (1 counter-example), BIL Suisse is the 6th tailored instance and 7th overall cohort member. Adds Luxembourg-parent-CH-subsidiary as a new governance form.  
bil:wealth_management:pf:lu_parent_publishes BIL Wealth Management — Mandat bil:wealth_management pricing_condition LU parent (BIL SA Luxembourg) publishes a comprehensive schedule; Swiss entity does NOT Fourth cross-jurisdiction parallel (atom #273). The LU parent publishes a 22-page "Extrait de la tarification générale" (Stand 1er mai 2026) under MiFID II / CSSF supervision. The Swiss subsidiary BIL Suisse SA does not. Joins EFG-CH/efg_bve, Julius Bär CH/LU, JPMorgan CH/DE as the 4th independent CH/EU parallel. Same shape every time: Swiss parent tailored, EU sibling published.  
bil:wealth_management:pf:luxembourg_parent_governance BIL Wealth Management — Mandat bil:wealth_management pricing_condition Luxembourg-parent-CH-subsidiary governance form BIL Suisse SA is a Swiss-FINMA-licensed subsidiary of Banque Internationale à Luxembourg SA (LU parent, RCS Luxembourg B-6307). Sixth governance form in the atom #274 cohort: Swiss partnership × 2, Swiss listed × 1, foreign-controlled-listed-BR × 1, US-foreign-controlled-subsidiary × 1, LU-parent-CH-subsidiary × 1 (this entity). Same is_tailored=1 posture across all six.  

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CREATE TABLE product_feature (
    id          TEXT PRIMARY KEY,
    product_id  TEXT NOT NULL REFERENCES product(id),
    feature_key TEXT NOT NULL,          -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
                                        -- interest_late_payment, max_balance, included_services, ...
    feature_value TEXT,
    note        TEXT,
    source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);
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