product_feature
Data license: CC-BY-4.0 · Data source: bankproducts.info
4 rows where product_id = "bordier:execution_only"
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| id ▼ | product_id | feature_key | feature_value | note | source_page |
|---|---|---|---|---|---|
| bordier:execution_only:pf:external_mgr_excluded | Execution-only / Specific advisory mandate bordier:execution_only | pricing_condition | External-manager clients on separate schedule | EAM (External Asset Managers) — independent IFAs who use Bordier as the custodian for their clients' assets — have a separate (non-published) schedule. Standard practice in the CH private-banking industry; the EAM channel is the largest growth segment for many banks. | |
| bordier:execution_only:pf:max_cap_unusual | Execution-only / Specific advisory mandate bordier:execution_only | pricing_condition | Execution-only fee CAPPED at CHF 15,000 — unusual | Bordier execution-only/specific-advisory commission has both a floor (CHF 1,600) AND a cap (CHF 15,000). Most CH private banks publish floors only — the cap means a CHF 50M execution-only account would pay 0.03% effective ((15,000 / 50,000,000)). The cap signals Bordier is willing to capture only modest revenue from large execution-only books — possibly to keep custody+brokerage as the primary monetisation channel for sophisticated execution clients. | |
| bordier:execution_only:pf:named_vs_numbered_custody | Execution-only / Specific advisory mandate bordier:execution_only | pricing_condition | Custody fees: named (0.20%) vs numbered/corporate (0.25%) | Bordier explicitly distinguishes named accounts (0.20%) from numbered accounts and corporate accounts (0.25%). Numbered accounts are the historical Swiss bank-secrecy product — internal account number replaces client name on all internal documents. The 5bps premium reflects additional internal handling cost. Few banks in the dataset publish a numbered-account surcharge explicitly. | |
| bordier:execution_only:pf:us_client_excluded | Execution-only / Specific advisory mandate bordier:execution_only | pricing_condition | US residents excluded from the standard schedule (separate scale applies) | Verbatim: "These fees do not apply to external manager clients or clients residing in the US, to whom specific fee scales apply." Standard for European private banks post-FATCA — accepting US-resident clients carries a USD 1,500/year segregated-account surcharge plus a non-published custom schedule. |
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CREATE TABLE product_feature (
id TEXT PRIMARY KEY,
product_id TEXT NOT NULL REFERENCES product(id),
feature_key TEXT NOT NULL, -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
-- interest_late_payment, max_balance, included_services, ...
feature_value TEXT,
note TEXT,
source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);