product_feature
Data license: CC-BY-4.0 · Data source: bankproducts.info
1 row where product_id = "ce_chermignon:compte_societaire"
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| id ▼ | product_id | feature_key | feature_value | note | source_page |
|---|---|---|---|---|---|
| ce_chermignon:compte_societaire:pf:mutual_patronage | Compte sociétaire ce_chermignon:compte_societaire | pricing_condition | Taux sociétaire 0.75% jusqu'à CHF 100k — patronage rate for cooperative members | Distinctive mutual-bank feature: members get +0.45 pp over the standard 0.30% epargne rate (a 2.5x multiplier) on the first CHF 100k. Reflects CECM's full legal name "Caisse d'Epargne et de Crédit Mutuel" — the mutuel half is operationalised through this patronage tier. Common pattern in old village/parish Caisses d'Epargne; uncommon in modern Sparkassen which have substantially flattened the member/non-member differential. |
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CREATE TABLE product_feature (
id TEXT PRIMARY KEY,
product_id TEXT NOT NULL REFERENCES product(id),
feature_key TEXT NOT NULL, -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
-- interest_late_payment, max_balance, included_services, ...
feature_value TEXT,
note TEXT,
source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);