product_feature

Data license: CC-BY-4.0 · Data source: bankproducts.info

1 row where product_id = "ce_nyon:epargne_jeunesse"

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id ▼ product_id feature_key feature_value note source_page
ce_nyon:epargne_jeunesse:pf:sparkonto_demografisch_zinsdiff_salaire_010_jeunesse_100_senior_030_novel_5x Compte Épargne Jeunesse ce_nyon:epargne_jeunesse pricing_condition CEN Sparkonto-Zinssatz demografische Differenzierung: **Epargne Salaire 0.10%; Epargne Jeunesse 1.00% (10x hoeher); Epargne Nominatif 0.20%; Epargne Senior 0.30%; Epargne Placement 0.60%**. Alle Sparkonten haben Plafond CHF 500'000 (au-dela soumis a condition). Novel Cross-Bank-Muster: 5-fache-Zins-Differenzierung nach Kunden-Cohorte. Novel Cross-Bank-Muster: demografisch differenzierte Sparzinsen mit Jugend-Bonus 10x Standard. Cross-Bank-Vergleich: die meisten Banken haben binaere Jugend-Bonus-Struktur (kostenloses Konto, aber gleicher Zinsatz). CEN staffelt Zinsen nach Alter/Konto-Zweck. Signal: aggressive Jung-Kunden-Bindung (1% Zins ist top-tier fuer 2025-2026). 1

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CREATE TABLE product_feature (
    id          TEXT PRIMARY KEY,
    product_id  TEXT NOT NULL REFERENCES product(id),
    feature_key TEXT NOT NULL,          -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
                                        -- interest_late_payment, max_balance, included_services, ...
    feature_value TEXT,
    note        TEXT,
    source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);