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product_feature

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4 rows where product_id = "deutschebank:vermoegensverwaltung"

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id ▼ product_id feature_key feature_value note source_page
deutschebank:vermoegensverwaltung:pf:eea_non_eea_split Vermögensverwaltungsmandat deutschebank:vermoegensverwaltung pricing_condition Separate EEA-resident vs non-EEA-resident pre-contractual disclosure documents Deutsche Bank Suisse maintains TWO distinct pre-contractual disclosure documents: - "211105-2_Starter_Package_EEA_DE.pdf" for clients resident IN the EEA (MiFID II expectations) - "CH-501-D.pdf" for clients resident OUTSIDE the EEA (FINSA expectations) Structural feature of operating a Swiss-licensed wealth-management subsidiary of an EU bank — the resident-jurisdiction of the client determines which disclosure regime applies. Editorially novel — none of the other atom #274 cohort members surfaced this resident-split in our crawls.  
deutschebank:vermoegensverwaltung:pf:finsa_optout Vermögensverwaltungsmandat deutschebank:vermoegensverwaltung pricing_condition FINSA Art. 31 professional-client opt-out → tailored posture 10th instance of CH UHNW classical cohort. After Pictet, EFG, Julius Bär, Lombard Odier, JPMorgan Suisse, BIL Suisse, Safra Sarasin, Edmond de Rothschild (8 tailored), Reichmuth (1 published counter-example). Atom #274 reaches 10 instances.  
deutschebank:vermoegensverwaltung:pf:german_parent_governance Vermögensverwaltungsmandat deutschebank:vermoegensverwaltung pricing_condition German-parent CH-subsidiary (8th governance form in atom #274 cohort) Deutsche Bank (Suisse) SA is a Swiss-FINMA-licensed subsidiary of Deutsche Bank AG (Frankfurt, FSE: DBK / NYSE: DB, ~EUR 1.4T global assets). 8th governance form in the atom #274 cohort: - Swiss partnership × 2 (Pictet, Lombard Odier) - Swiss publicly listed × 1 (Julius Bär) - Foreign-controlled BR listed × 1 (EFG) - US-foreign-controlled subsidiary × 1 (JPMorgan Suisse) - LU-parent CH-subsidiary × 1 (BIL Suisse) - Foreign-controlled private holding × 2 (Safra Sarasin, Edmond de Rothschild) - **German-parent CH-subsidiary × 1 (Deutsche Bank Suisse, this load)** - Swiss partnership unlimited-liability 1996 × 1 (Reichmuth counter-example) Distinct from the LU-parent (BIL) — Frankfurt is a global money-center bank capital, Luxembourg is a wealth-management booking centre. Different structural roles within the parent group.  
deutschebank:vermoegensverwaltung:pf:german_parent_publishes Vermögensverwaltungsmandat deutschebank:vermoegensverwaltung pricing_condition German parent (Deutsche Bank AG Frankfurt) publishes Preis- und Leistungsverzeichnis under MiFID II Same atom #273 cross-jurisdiction parallel as the other tailored cohort members. Deutsche Bank AG Frankfurt (FSE: DBK / NYSE: DB) publishes a full retail fee schedule under MiFID II + German banking law (KWG). Swiss subsidiary Deutsche Bank (Suisse) SA does not. The Frankfurt parent is the publishing sibling, the Swiss entity is the tailored one. This is the 6th CH parent / non-CH sibling parallel observed.  

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CREATE TABLE product_feature (
    id          TEXT PRIMARY KEY,
    product_id  TEXT NOT NULL REFERENCES product(id),
    feature_key TEXT NOT NULL,          -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
                                        -- interest_late_payment, max_balance, included_services, ...
    feature_value TEXT,
    note        TEXT,
    source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);
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