product_feature

Data license: CC-BY-4.0 · Data source: bankproducts.info

3 rows where product_id = "ek_speicher:kontokorrent"

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id ▼ product_id feature_key feature_value note source_page
ek_speicher:kontokorrent:pf:1819_founding Kontokorrent-Konto ek_speicher:kontokorrent pricing_condition 2nd-oldest atom #275 cohort instance (founded 1819) 207 years old. Joins the pre-1850 founding cluster: CMV 1816, EKSH 1817, EKS 1819, EKR 1835, Bank EEK 1862. Five of 10 atom #275 cohort members are pre-1862. Atom #275 is structurally a 19th-century-founding phenomenon — small Sparkassen founded in the post-Napoleonic restorations period are over-represented vs younger banks. The pattern continues to confirm: longevity does NOT determine disclosure posture (both 1750 Rahn+Bodmer and 1819 EKS publish similar amounts, just on different posture sides of atom #274 vs atom #275).  
ek_speicher:kontokorrent:pf:sicherste_bank Kontokorrent-Konto ek_speicher:kontokorrent pricing_condition Marketing claim "sicherste Bank der Schweiz" — Institut fuer Finanzdienstleistungen Zug study EKS website prominently displays a published study (K-Geld magazine) where the Institut fuer Finanzdienstleistungen in Zug ranked EKS as Switzerland's safest bank, citing the high Eigenmittelquote (equity ratio). The bank's policy of channeling all profits from Zinsdifferenzgeschaeft to reserves explains the extreme capital ratio. NO other atom #275 cohort member publicly claims to be the safest bank in Switzerland.  
ek_speicher:kontokorrent:pf:stiftung_governance Kontokorrent-Konto ek_speicher:kontokorrent pricing_condition FIRST Stiftung governance in atom #275 cohort EKS is legally a Stiftung (foundation), Stiftungsrat-led. 5th distinct corporate form in the cohort: regional_bank AG (EKSH/GRB/EEK), Genossenschaft (Gantrisch/Leerau/EKR), AG mutual heritage (CMV/CEN), Clientis federation member (Oberaargau/biene), and now Stiftung (EKS). The "Gewinne vollumfaenglich in die Reserven" policy aligns with the foundation structure — no shareholder distribution channel.  

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CREATE TABLE product_feature (
    id          TEXT PRIMARY KEY,
    product_id  TEXT NOT NULL REFERENCES product(id),
    feature_key TEXT NOT NULL,          -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
                                        -- interest_late_payment, max_balance, included_services, ...
    feature_value TEXT,
    note        TEXT,
    source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);