product_feature

Data license: CC-BY-4.0 · Data source: bankproducts.info

2 rows where product_id = "gantrisch:debit_mastercard"

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id ▼ product_id feature_key feature_value note source_page
gantrisch:debit_mastercard:pf:atm_inland_free Debit Mastercard gantrisch:debit_mastercard pricing_condition Bargeldbezug Schweiz: kostenlos (alle Bankomaten) Free domestic CHF cash withdrawal — same posture as most cooperative banks but worth recording explicitly. Foreign cash withdrawal: CHF 5/Bezug (typical regional-bank rate). Card transactions abroad: 1.5% with CHF 1.50 cap — the cap is unusual and consumer-friendly.  
gantrisch:debit_mastercard:pf:debit_ausland_transaktion_15_pct_max_150_chf_cap_novel_capped_forex Debit Mastercard gantrisch:debit_mastercard pricing_condition Gantrisch Debit Mastercard Ausland-Cap: **Einsatz in Geschaeften und online Ausland: pro Transaktion 1.5%, max. CHF 1.50**. Bargeldbezug im Ausland (inkl. Liechtenstein): pro Bezug CHF 5. Purchase with cash back: CHF 0.45. Novel: 1.5%-Foreign-Transaction-Rate mit CHF 1.50-Absolut-Cap = kein Bank kalkuliert Fee bei Transaktion ueber CHF 100. Novel Cross-Bank-Muster: capped-Foreign-Transaction-Fee mit sehr niedrigem CHF 1.50-Cap. Cross-Bank-Vergleich: die meisten Banken haben unlimited-Prozent-Fee (Migros 1.5%, PostFinance 1.75%, Neobanken 0%). Gantrisch: 1.5% aber max CHF 1.50 = Effektiv-Rate 1.5% bis CHF 100 und dann degressive. CHF 500-Transaktion: nur 0.30% effektiv. Signal: Kunden-freundliche Cap-Struktur bei einer Regional-Genossenschaftsbank. Purchase-with-cash-back CHF 0.45 novel = fixed-cash-back-Fee (typisch bei Kunden-Gebuehren im PoS-Cashback). 4

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CREATE TABLE product_feature (
    id          TEXT PRIMARY KEY,
    product_id  TEXT NOT NULL REFERENCES product(id),
    feature_key TEXT NOT NULL,          -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
                                        -- interest_late_payment, max_balance, included_services, ...
    feature_value TEXT,
    note        TEXT,
    source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);