product_feature
Data license: CC-BY-4.0 · Data source: bankproducts.info
6 rows where product_id = "gekb:prive"
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| id ▼ | product_id | feature_key | feature_value | note | source_page |
|---|---|---|---|---|---|
| gekb:prive:pf:effective_2026_01_01 | BCGE Prive gekb:prive | pricing_condition | Fees and conditions effective 1 January 2026; Bank reserves change rights | "The Bank reserves the right to change the terms and conditions of its services based on the economic environment and market developments." Publication-effective + Aenderungsvorbehalt kombiniert. | 1 |
| gekb:prive:pf:fees_fx_equivalent_except_cards | BCGE Prive gekb:prive | pricing_condition | Gebuehren-Umrechnung: in CHF oder Gegenwert Fremdwaehrung — Kreditkarten ausgenommen | "Rates and fees are charged in CHF or the equivalent value in a foreign currency, excluding credit cards." Kreditkarten-Gebuehren werden nicht via FX-Konversion aus dem CHF-Referenzpreis abgeleitet, sondern haben eigene Zahlungsflows (Netzwerk-Layer Visa/MC). | 36 |
| gekb:prive:pf:no_pro_rata_refund | BCGE Prive gekb:prive | pricing_condition | Fees invoiced periodically and payable for the entire invoicing period | "Fees will be invoiced to you periodically and are payable for the entire invoicing period." Konsistent mit ZGKB und Cler: keine anteilsmaessige Rueckerstattung bei unterjaehriger Kuendigung. | 1 |
| gekb:prive:pf:regulatory_hourly_rate | BCGE Prive gekb:prive | pricing_condition | Regulatorische/rechtliche Abklaerungen: CHF 120/Stunde + MWST, mind. CHF 50/Fall oder nach Rechnung | "Tasks to monitor the relationship in accordance with external requests or legal/regulatory requirements: CHF 120/hour + VAT, min. CHF 50/case + VAT or according to invoice." Selber Satz wie bei ZGKB — ein Retail-Compliance-Standard. Estates separat: CHF 120/Stunde + MWST, mind. CHF 180. | 36 |
| gekb:prive:pf:vat_domicile_rule | BCGE Prive gekb:prive | pricing_condition | VAT nur fuer Kunden mit Domizil CH/FL — "excluding special cases" | "Fees and charges that are subject to the value added tax are indicated as + VAT in this brochure. The VAT only applies to clients domiciled in Switzerland and Liechtenstein. Clients domiciled elsewhere are exempt from the VAT, excluding special cases." Die "special cases"-Ausnahme ist unspezifiziert — Interpretationsspielraum der Bank. | 36 |
| gekb:prive:pf:withholding_tax_35_pct | BCGE Prive gekb:prive | pricing_condition | Verrechnungssteuer 35% auf Bruttozinsen ab CHF 200; eine Jahres-Schlussabrechnung | "Withholding tax: 35% of gross interest for CHF 200 and above; one closing statement per calendar year." Standard-Schweiz-Verrechnungssteuer, aber die CHF-200-Schwelle ist ein wichtiger Ausloesepunkt fuer die Kunden-Meldepflicht. | 36 |
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CREATE TABLE product_feature (
id TEXT PRIMARY KEY,
product_id TEXT NOT NULL REFERENCES product(id),
feature_key TEXT NOT NULL, -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
-- interest_late_payment, max_balance, included_services, ...
feature_value TEXT,
note TEXT,
source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);