product_feature

Data license: CC-BY-4.0 · Data source: bankproducts.info

1 row where product_id = "grb:kredit_darlehen"

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id ▼ product_id feature_key feature_value note source_page
grb:kredit_darlehen:pf:bankgarantie_covered_uncovered Kredite und Darlehen grb:kredit_darlehen pricing_condition Handwerkerbuergschaften/-garantien 1.00% (min CHF 75); Bankgarantien kurant gedeckt 1.00% (min CHF 75); Bankgarantien ungedeckt 2.00% (min CHF 150) Asymmetrische Deckungs-Bepreisung: ungedeckte Garantien 2x teurer (2.00% vs 1.00%). Struktur analog LLB CH Batch 5 (dort 0.15%/Q gedeckt vs 0.30%/Q ungedeckt), aber GRB rechnet in Prozent p.a. statt pro Quartal. Handwerkerbuergschaften werden gleich behandelt wie kurante Bankgarantien (1.00% + min CHF 75) — GRB bietet keine Sonderkondition fuer den Bau-Handwerkerpool. Vergleich BBO Batch 4: einfach 0.7% / Solidar 1% / Unwiderruflich 1.5%. Source: GRB_Dienstleistungen_und_Preise_2026.pdf 9

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CREATE TABLE product_feature (
    id          TEXT PRIMARY KEY,
    product_id  TEXT NOT NULL REFERENCES product(id),
    feature_key TEXT NOT NULL,          -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
                                        -- interest_late_payment, max_balance, included_services, ...
    feature_value TEXT,
    note        TEXT,
    source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);