product_feature
Data license: CC-BY-4.0 · Data source: bankproducts.info
1 row where product_id = "grb:variable_hypothek"
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| id ▼ | product_id | feature_key | feature_value | note | source_page |
|---|---|---|---|---|---|
| grb:variable_hypothek:pf:atom_275b_variable_only | Variable Hypothek grb:variable_hypothek | pricing_condition | Atom #275b refinement: Variable Hypothek published, Festhypothek/SARON on request | GRB is the 5th instance of the atom #275 cohort, refining the mortgage-transparency sub-claim further. The cross-cohort pattern is becoming clear: Variable Hypothek (which is reset frequently anyway) is the most commonly published mortgage rate among small Sparkassen. Festhypothek (long-term commitment, term-tiered) and SARON (margin over external benchmark) are harder to publish as static schedules and more often "auf Anfrage". Compare: - Bank Gantrisch: Festhypothek (9-tenure) + SARON + Variable + Baukredit all published (full publisher) - EKSH: multiple mortgages published - Bank Leerau: Variable only - Bank EEK: nothing published - GRB (this load): Variable only The "Variable Hypothek published, fixed/SARON on request" middle-pattern is now the 2nd instance (after Bank Leerau). |
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CREATE TABLE product_feature (
id TEXT PRIMARY KEY,
product_id TEXT NOT NULL REFERENCES product(id),
feature_key TEXT NOT NULL, -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
-- interest_late_payment, max_balance, included_services, ...
feature_value TEXT,
note TEXT,
source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);