product_feature

Data license: CC-BY-4.0 · Data source: bankproducts.info

3 rows where product_id = "slb:aktionaerssparkonto"

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id ▼ product_id feature_key feature_value note source_page
slb:aktionaer:pf:atom_275_17_publisher Aktionärssparkonto slb:aktionaerssparkonto pricing_condition Atom #275 17th instance — Solothurn-Bucheggberg most-complete publisher SLB publishes the most complete fee + rate schedule in the atom #275 cohort: Gebühren-Tarife (1.1.2024) + Kontosortiment-Zinssätze (1.1.2026) + Kassenobligation Zinssätze + annual/interim Geschäftsberichte. Aktionärssparkonto requires holding 1 SLB-Namenaktie — explicit shareholder-engagement product pattern shared with EKS and EKR.  
slb:aktionaer:pf:atom_287_explicit_regulatorisch Aktionärssparkonto slb:aktionaerssparkonto pricing_condition Atom #287 — 2% Nichtkündigungskommission explicitly framed as "regulatorischer Satz" SLB's footnote on the Kontosortiment PDF says verbatim: "Nichtkündigungskommission bei Überziehung der Rückzugslimiten von 2.00% (regulatorischer Satz)". The explicit "regulatorischer Satz" framing CONFIRMS atom #287 — the 2% rate is a regulatory convention, not bank-specific pricing. Previously observed (EKR, biene, EKS, Banque Léman) without explicit regulatory framing. SLB makes the cooperative-Sparkasse-regulatory origin explicit.  
slb:aktionaer:pf:shareholder_engagement_pattern Aktionärssparkonto slb:aktionaerssparkonto pricing_condition Aktionärssparkonto requires 1 SLB-Namenaktie — shareholder-engagement pattern SLB's Aktionärssparkonto offers 0.300% (vs 0.100% standard Sparkonto) — 3x interest premium — in exchange for holding at least 1 SLB-Namenaktie. Atom #287-adjacent shareholder-engagement pattern shared with EKS (similar premium), EKR (Aktionärssparkonto), Banque Léman. Cooperative-Sparkasse mechanism to align customer interests with capital formation.  

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CREATE TABLE product_feature (
    id          TEXT PRIMARY KEY,
    product_id  TEXT NOT NULL REFERENCES product(id),
    feature_key TEXT NOT NULL,          -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
                                        -- interest_late_payment, max_balance, included_services, ...
    feature_value TEXT,
    note        TEXT,
    source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);