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product_feature

Data license: CC-BY-4.0 · Data source: bankproducts.info

1 row where product_id = "slb:sparkonto"

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id ▼ product_id feature_key feature_value note source_page
slb:sparkonto:pf:tier_break_100k Sparkonto slb:sparkonto pricing_condition Tier break at CHF 100,000 — concentration cap SLB caps the higher savings-rate tier at CHF 100,000 (Aktionär, Anlage, Sparkonto) or CHF 50k (Jugendspar) or CHF 20k (Geschenkspar). Above the break: 0.010-0.050% (much lower). Pattern indicates SLB's deposit-base management — capping the cost of large deposits at near-zero. Rate-tiering at this break is more aggressive than Kantonalbanken (typically no break or break at CHF 1M+).  

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CREATE TABLE product_feature (
    id          TEXT PRIMARY KEY,
    product_id  TEXT NOT NULL REFERENCES product(id),
    feature_key TEXT NOT NULL,          -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
                                        -- interest_late_payment, max_balance, included_services, ...
    feature_value TEXT,
    note        TEXT,
    source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);
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