product_feature

Data license: CC-BY-4.0 · Data source: bankproducts.info

1 row where product_id = "slm:bankpaket_light"

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id ▼ product_id feature_key feature_value note source_page
slm:bankpaket_light:pf:bankpaket_3_tier_volume_waiver_reg_8_18_reduced_5_9_free_100k_novel_3_stufen Bankpaket LIGHT (Basispaket) slm:bankpaket_light pricing_condition SLM Bankpaket 3-Tier-Volume-Waiver-Struktur: **Regulaerer Paketpreis LIGHT CHF 8/Monat + COMFORT CHF 18/Monat; ab CHF 10'000 Vermoegen oder Hypothek: LIGHT CHF 5 + COMFORT CHF 9 (44-50% Rabatt); ab CHF 100'000 Depotvermoegen ODER CHF 250'000 Kundenvermoegen ODER CHF 500'000 Hypothek: beide Pakete komplett kostenlos**. Novel: 3-Ebenen-Volume-Struktur mit 3 Alternative-Threshold-Klauseln. Novel Cross-Bank-Muster: 3-Ebenen-Volume-Waiver mit multi-Threshold-Alternativen (Depot/Kundenvermoegen/Hypothek). Cross-Bank-Vergleich: CBT Batch 42 hatte binaere Dual-Waiver (Vermoegen ODER Hypothek → 50%). SLM 3-stufig mit 3 alternativen Voll-Waiver-Schwellen. Signal: Bank incentiviert VIELE Wege zum Full-Waiver (aggressive Retention-Struktur). CHF 500'000 Hypothek fuer Voll-Waiver = signal fuer Kredit-basierte Bank (Hypothek-lastige Regional-Bank). Cross-Bank-Vergleich: die meisten Banken haben nur 1 Waiver-Threshold-Typ; SLM 3-Alternativen. 3

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CREATE TABLE product_feature (
    id          TEXT PRIMARY KEY,
    product_id  TEXT NOT NULL REFERENCES product(id),
    feature_key TEXT NOT NULL,          -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
                                        -- interest_late_payment, max_balance, included_services, ...
    feature_value TEXT,
    note        TEXT,
    source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);