product_feature
Data license: CC-BY-4.0 · Data source: bankproducts.info
3 rows where product_id = "thalwil:privatkonto"
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| id ▼ | product_id | feature_key | feature_value | note | source_page |
|---|---|---|---|---|---|
| thalwil:pf:atom_275_full_extraction | Privatkonto thalwil:privatkonto | pricing_condition | Atom #275 publisher fully extracted — 4 Konto types + Sparen + Karten | Bank Thalwil Genossenschaft ("die Bankwerker" brand) — Zurich-Thalwil cooperative. 4 Konto types: Privat (CHF 1/Mo, Limit CHF 500k), Jugend (kostenlos, Limit CHF 50k, 12-24 Jahre), Fremdwaehrung (CHF 2/Mo), Firma (CHF 4/Mo). Atom #287 2% Nichtkuendigung explicit verbatim. Maestro CHF 30/Jahr (kostenlos am Jugend). | |
| thalwil:pf:bankwerker_brand | Privatkonto thalwil:privatkonto | pricing_condition | "Die Bankwerker" — anti-banker brand positioning | Bank Thalwil brands as "die Bankwerker" — playing on Handwerker (craftsmen). Anti-banker positioning: presents the bank as artisans/craftspeople rather than financiers. Atypical for atom #275 cooperative cohort (most peers use traditional Sparkassen branding). Distinctive Genossenschaft personality. | |
| thalwil:pf:verzinsungslimite_500k | Privatkonto thalwil:privatkonto | pricing_condition | Verzinsungslimite CHF 500,000 — atom #275 deposit-cost cap | Privatkonto + Sparkonto have Verzinsungslimite CHF 500,000 ("darueber auf Anfrage"). Above the limit, the interest may be reduced (likely to 0%) — explicit deposit-cost cap unusual in atom #275 cohort. Reflects atom #275 small-Sparkasse balance-sheet management: cap the cost of large deposits. |
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CREATE TABLE product_feature (
id TEXT PRIMARY KEY,
product_id TEXT NOT NULL REFERENCES product(id),
feature_key TEXT NOT NULL, -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
-- interest_late_payment, max_balance, included_services, ...
feature_value TEXT,
note TEXT,
source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);