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product_feature

Data license: CC-BY-4.0 · Data source: bankproducts.info

3 rows where product_id = "thalwil:privatkonto"

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id ▼ product_id feature_key feature_value note source_page
thalwil:pf:atom_275_full_extraction Privatkonto thalwil:privatkonto pricing_condition Atom #275 publisher fully extracted — 4 Konto types + Sparen + Karten Bank Thalwil Genossenschaft ("die Bankwerker" brand) — Zurich-Thalwil cooperative. 4 Konto types: Privat (CHF 1/Mo, Limit CHF 500k), Jugend (kostenlos, Limit CHF 50k, 12-24 Jahre), Fremdwaehrung (CHF 2/Mo), Firma (CHF 4/Mo). Atom #287 2% Nichtkuendigung explicit verbatim. Maestro CHF 30/Jahr (kostenlos am Jugend).  
thalwil:pf:bankwerker_brand Privatkonto thalwil:privatkonto pricing_condition "Die Bankwerker" — anti-banker brand positioning Bank Thalwil brands as "die Bankwerker" — playing on Handwerker (craftsmen). Anti-banker positioning: presents the bank as artisans/craftspeople rather than financiers. Atypical for atom #275 cooperative cohort (most peers use traditional Sparkassen branding). Distinctive Genossenschaft personality.  
thalwil:pf:verzinsungslimite_500k Privatkonto thalwil:privatkonto pricing_condition Verzinsungslimite CHF 500,000 — atom #275 deposit-cost cap Privatkonto + Sparkonto have Verzinsungslimite CHF 500,000 ("darueber auf Anfrage"). Above the limit, the interest may be reduced (likely to 0%) — explicit deposit-cost cap unusual in atom #275 cohort. Reflects atom #275 small-Sparkasse balance-sheet management: cap the cost of large deposits.  

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CREATE TABLE product_feature (
    id          TEXT PRIMARY KEY,
    product_id  TEXT NOT NULL REFERENCES product(id),
    feature_key TEXT NOT NULL,          -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
                                        -- interest_late_payment, max_balance, included_services, ...
    feature_value TEXT,
    note        TEXT,
    source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);
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