Fees
Data license: CC-BY-4.0 · Data source: bankproducts.info
14 rows where bank_id = "scobag" sorted by amount descending
This data as json, CSV (advanced)
Suggested facets: product_id, fee_type, currency, frequency, note, valid_from, access_tier, valid_from (date)
| id | product_id | bank_id | fee_type | label | amount ▲ | currency | frequency | tier | channel | note | source_page | valid_from | access_tier |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| scobag:vorsorge_3a_direktinvest:vorbezug_wohneigentum | Scobag 3a Direktinvest — Säule 3a Direktanlagen scobag:vorsorge_3a_direktinvest | Scobag Privatbank AG scobag | service_fee | Vorbezug für Wohneigentum (early withdrawal for residential property) | 350.0 | CHF | per_use | Verbatim from Art. 4 Abs. 1. | 2 | 2022-04-01 | free | ||
| scobag:vorsorge_3a_direktinvest:verpfaendung_wohneigentum | Scobag 3a Direktinvest — Säule 3a Direktanlagen scobag:vorsorge_3a_direktinvest | Scobag Privatbank AG scobag | service_fee | Verpfändung für Wohneigentum (pledge for residential property) | 150.0 | CHF | per_use | Verbatim from Art. 4 Abs. 1. | 2 | 2022-04-01 | free | ||
| scobag:vorsorge_3a_direktinvest:transfer_to_pension | Scobag 3a Direktinvest — Säule 3a Direktanlagen scobag:vorsorge_3a_direktinvest | Scobag Privatbank AG scobag | service_fee | Übertrag in steuerbefreite Vorsorgeeinrichtung 2./3a Säule | 100.0 | CHF | per_use | Verbatim from Art. 4 Abs. 1. | 2 | 2022-04-01 | free | ||
| scobag:vorsorge_3a_direktinvest:asset_mgmt_custody | Scobag 3a Direktinvest — Säule 3a Direktanlagen scobag:vorsorge_3a_direktinvest | Scobag Privatbank AG scobag | mgmt_fee | Vermögensverwaltung + Depotführung (All-in-Fee) | 0.6 | percent | per_annum_pct | Verbatim from Art. 2 Stiftung Gebührenreglement: "Die Gebühren für Vermögensverwaltung und Depotführung betragen zusammen 0.60% (All-in-Fee) des Anlagevermögens." | 2 | 2022-04-01 | free | ||
| scobag:vorsorge_3a_direktinvest:stiftungsadmin | Scobag 3a Direktinvest — Säule 3a Direktanlagen scobag:vorsorge_3a_direktinvest | Scobag Privatbank AG scobag | mgmt_fee | Stiftungsadministration | 0.3 | percent | per_annum_pct | Verbatim from Art. 3: "Die Stiftung verrechnet 0.30% des Anlagevermögens für die Stiftungsadministration. Diese beinhaltet u.a. Geschäftsführung, Zahlungsabwicklung, Aufsichtsbehörde-Gebühren, Jahresbericht, Revisionsstelle-Honorar." Total 3a all-in = 0.60 + 0.30 = 0.90%. | 2 | 2022-04-01 | free | ||
| scobag:vermoegensverwaltung:mgmt_tailored | Vermögensverwaltung (Wealth & Asset Management) scobag:vermoegensverwaltung | Scobag Privatbank AG scobag | mgmt_fee | Vermögensverwaltung — pricing on-request | CHF | per_annum_pct | Atom #274 23rd instance: no published bank-side fee schedule. FINSA Art. 31 opt-out posture. Contrast with the affiliated Stiftung Scobag 3a Direktinvest which DOES publish (atom #292 regulatory-bifurcated posture). | 2024-01-01 | pro | ||||
| scobag:anlageberatung:fee_tailored | Anlageberatung (Investment Advisory) scobag:anlageberatung | Scobag Privatbank AG scobag | mgmt_fee | Anlageberatung — pricing on-request | CHF | per_annum_pct | Atom #274 tailored. | 2024-01-01 | pro | ||||
| scobag:family_banking:fee_tailored | Family Banking — multi-generational private banking scobag:family_banking | Scobag Privatbank AG scobag | service_fee | Family Banking services — pricing on-request | CHF | per_use | Atom #274 tailored. | 2024-01-01 | pro | ||||
| scobag:stiftungskompetenz:fee_tailored | Stiftungskompetenz (Foundation administration) scobag:stiftungskompetenz | Scobag Privatbank AG scobag | service_fee | Stiftungskompetenz — pricing on-request | CHF | per_use | Atom #274 tailored. | 2024-01-01 | pro | ||||
| scobag:1e_kadervorsorge:fee_tailored | Scobag 1e-Kadervorsorgelösung — executive supplementary pension scobag:1e_kadervorsorge | Scobag Privatbank AG scobag | mgmt_fee | 1e Kadervorsorge — pricing per company plan | CHF | per_annum_pct | Atom #274 tailored per company plan. | 2024-01-01 | free | ||||
| scobag:freizuegigkeit:fee_tailored | Scobag Freizügigkeit — Pillar 2 vested-benefits account scobag:freizuegigkeit | Scobag Privatbank AG scobag | mgmt_fee | Freizügigkeitsdepot — pricing on-request | CHF | per_annum_pct | Atom #274 tailored. No published fee for freizügigkeit despite affiliated 3a foundation being published. | 2024-01-01 | free | ||||
| scobag:lombardkredit:fee_tailored | Lombardkredit (securities-backed loan) scobag:lombardkredit | Scobag Privatbank AG scobag | mortgage_rate | Lombardkredit interest — pricing on-request | percent | per_annum_pct | Atom #274 tailored. CHF 75.5 Mio. of lombard credit on 2024 balance sheet. | 2024-01-01 | pro | ||||
| scobag:custody:tailored | Depot (Custody account) scobag:custody | Scobag Privatbank AG scobag | custody_fee | Custody — pricing on-request | CHF | per_annum_pct | Atom #274 tailored. | 2024-01-01 | pro | ||||
| scobag:check_up_vorsorge:fee_tailored | Check-up Vorsorgevermögen — pension-assets review scobag:check_up_vorsorge | Scobag Privatbank AG scobag | service_fee | Vorsorge Check-up — pricing on-request | CHF | per_use | Atom #274 tailored. Project-fee model typical. | 2024-01-01 | pro |
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CREATE TABLE fee (
id TEXT PRIMARY KEY, -- zkb:privatkonto:account_mgmt
product_id TEXT NOT NULL REFERENCES product(id),
bank_id TEXT NOT NULL REFERENCES bank(id), -- denormalized
fee_type TEXT NOT NULL, -- standardized key
label TEXT, -- human-readable German label from PDF
amount REAL, -- NULL if text-only or varies
currency TEXT DEFAULT 'CHF', -- CHF, EUR, USD, percent
frequency TEXT, -- monthly, annual, quarterly, per_txn, one_time, per_annum_pct
tier TEXT, -- for tiered pricing: "3rd card onwards", "vol:>250k", "member"
channel TEXT, -- ebanking, paper, counter, atm, app, post_office, all
note TEXT, -- conditions, fine print
source_page INTEGER,
valid_from TEXT,
access_tier TEXT NOT NULL DEFAULT 'free' -- freemium gating; propagated from parent product
CHECK (access_tier IN ('free', 'pro', 'business'))
);
CREATE INDEX idx_fee_product ON fee(product_id);
CREATE INDEX idx_fee_bank ON fee(bank_id);
CREATE INDEX idx_fee_type ON fee(fee_type);
CREATE INDEX idx_fee_category ON fee(fee_type, bank_id);
CREATE INDEX idx_fee_access_tier ON fee(access_tier);