product: scobag:vorsorge_3a_direktinvest

Retail banking products. Each row is one product offered by one bank. Categories: current_account, savings_account, pillar_3a, vested_benefits, mortgage, credit_card, debit_card, term_deposit, wealth_management, securities_trading, etc.

Data license: CC-BY-4.0 · Data source: bankproducts.info

This data as json

id	bank_id	category	name	currency	client_type	target_group	description	valid_from	source_document_id	bpg	access_tier	is_tailored	notice_period_days	iso_account_type
scobag:vorsorge_3a_direktinvest	scobag	pension_account	Scobag 3a Direktinvest — Säule 3a Direktanlagen	CHF	private	standard	Pillar 3a private retirement product via Stiftung Scobag 3a Direktinvest (separate legal foundation under OAK BV oversight). Three strategies: Ausgewogen (max 40% equities), Dynamisch (max 60%), Aktienstrategie (max 100% equities). Quote: "Die Scobag investiert bei der Säule 3a aus Überzeugung vorwiegend in Direktanlagen." Avoids fund-of-funds collective vehicles in favour of direct equity selection — claimed cost advantage. PUBLISHED Gebührenreglement: 0.60% all-in (asset mgmt + custody) + 0.30% Stiftungsadministration = 0.90% total all-in. Max contributions 2026: CHF 7,258 with PK, CHF 36,288 without PK.			BPG0038Z5WXM	free	0

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5 rows from product_id in fee
3 rows from product_id in product_feature
0 rows from package_id in package_item
0 rows from product_id in interest_rate
0 rows from product_id in product_alias
0 rows from product_id in product_partner_link