interest_rate: alpian:sparkonto:credit_t1

One row per interest rate. rate_type matches product category per atom #316 (mortgage_rate, consumer_credit, overdraft, credit, savings_rate, leasing_rate, penalty). snapshot_date is when we observed the rate; valid_from is when the bank declared it effective.

Data license: CC-BY-4.0 · Data source: bankproducts.info

This data as json

id	product_id	bank_id	rate_type	rate	tier_floor	tier_ceiling	tenor_months	currency	snapshot_date	valid_from	note	source_document_id
alpian:sparkonto:credit_t1	alpian:sparkonto	alpian	credit	0.01	0.0	125000.0		CHF	2026-05-28	2025-11-06	Bei einem Kontostand unter CHF 125'000 wird 0.01% auf das gesamte Kontoguthaben verguetet (Sprung-Tier). 35% Verrechnungssteuer auf Zinsen.