interest_rate: nwkb:vorsorge_ws:not_applicable_wrapper

One row per interest rate. rate_type matches product category per atom #316 (mortgage_rate, consumer_credit, overdraft, credit, savings_rate, leasing_rate, penalty). snapshot_date is when we observed the rate; valid_from is when the bank declared it effective.

Data license: CC-BY-4.0 · Data source: bankproducts.info

This data as json

id	product_id	bank_id	rate_type	rate	tier_floor	tier_ceiling	tenor_months	currency	snapshot_date	valid_from	note	source_document_id
nwkb:vorsorge_ws:not_applicable_wrapper	nwkb:vorsorge_ws	nwkb	credit					CHF	2026-08-09	2026-01-01	Wertschriftensparen Vorsorge ist ein Wertschriften-Wrapper (Investment-Loesung im 3a-Rahmen), kein verzinsliches Cash-Konto. Rendite haengt von unterliegenden Fonds ab; "Zinssatz" ist nicht meaningful. Cash-3a-Aequivalent ist nwkb:sparen3 (Vorsorgekonto Sparen 3). Muster analog zu frankly:3a_invest (Batch 6, PR #380) — Cash-Rate NULL, Anlage-Fee als All-in-Fee separat.