interest_rate: shkb:sparplan:not_applicable_fund_plan

One row per interest rate. rate_type matches product category per atom #316 (mortgage_rate, consumer_credit, overdraft, credit, savings_rate, leasing_rate, penalty). snapshot_date is when we observed the rate; valid_from is when the bank declared it effective.

Data license: CC-BY-4.0 · Data source: bankproducts.info

This data as json

id	product_id	bank_id	rate_type	rate	tier_floor	tier_ceiling	tenor_months	currency	snapshot_date	valid_from	note	source_document_id
shkb:sparplan:not_applicable_fund_plan	shkb:sparplan	shkb	credit					CHF	2026-08-09	2026-01-01	SHKB Sparplan ist ein Fonds-Sparplan (regelmaessiges Investieren in Fonds), kein verzinsliches Cash-Sparkonto. Rendite haengt von unterliegenden Fonds ab; "Zinssatz" ist nicht meaningful. Category-Classification savings_account ist historisch — koennte optimalerweise fund_account sein (siehe atom-based schema-migration Kandidat).