interest_rate: vz:sparkonto:credit_chf

One row per interest rate. rate_type matches product category per atom #316 (mortgage_rate, consumer_credit, overdraft, credit, savings_rate, leasing_rate, penalty). snapshot_date is when we observed the rate; valid_from is when the bank declared it effective.

Data license: CC-BY-4.0 · Data source: bankproducts.info

This data as json

id	product_id	bank_id	rate_type	rate	tier_floor	tier_ceiling	tenor_months	currency	snapshot_date	valid_from	note	source_document_id
vz:sparkonto:credit_chf	vz:sparkonto	vz	credit	0.05				CHF	2026-07-14	2026-07-01	Rueckzuege bis CHF 100k/Jahr kuendigungsfrei; darueber 2 Monate Kuendigungsfrist.