product_feature: ce_chermignon:compte_epargne:pf:rate_cut_2024_2025
This data as json
| id | product_id | feature_key | feature_value | note | source_page |
|---|---|---|---|---|---|
| ce_chermignon:compte_epargne:pf:rate_cut_2024_2025 | ce_chermignon:compte_epargne | pricing_condition | Observable rate-cut cycle 2024-09-01 → 2025-02-01 (5 months) | Both rate sheets are in the crawl. Standard épargne 0.50% → 0.30% (−20 bp). Compte sociétaire tier-1 1.00% → 0.75% (−25 bp). Comptes jeunesse 1.25% → 1.00% (−25 bp). Garantie de loyer 0.50% → 0.25% (halved). Compte courant unchanged (0.05% → 0.05%). Compte salaire 0.10% → 0.05% (halved). Mirrors broader Swiss small-bank repricing in late 2024 / early 2025 following SNB rate cuts. CECM transmits cuts faster on the "soft" buckets (savings, youth, garantie) and slowest on the transactional courant. |