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product_feature: clientis_oberaargau:festhypothek:pf:atom_275_member

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id product_id feature_key feature_value note source_page
clientis_oberaargau:festhypothek:pf:atom_275_member clientis_oberaargau:festhypothek pricing_condition Atom #275 8th instance — first Clientis federation member Bank Oberaargau publishes savings rates + complete Preise und Gebuehren PDF + Wertschriftengeschaeft PDF, but mortgage rates show "auf Anfrage" (Fest, Variable, SARON all on-request). Combined sub-pattern: 3a-like coverage on accounts/cards/securities + 3c-like gating on mortgages. 8th atom #275 instance — and FIRST from the Clientis federation, refining the cohort (cohort now spans regional_bank AG + Genossenschaft + AG mutual + cooperative_bank federation member).  
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