product_feature: clientis_oberaargau:privatkonto:pf:foreign_resident_surcharge
This data as json
| id | product_id | feature_key | feature_value | note | source_page |
|---|---|---|---|---|---|
| clientis_oberaargau:privatkonto:pf:foreign_resident_surcharge | clientis_oberaargau:privatkonto | pricing_condition | Explicit CHF 900/year surcharge for non-Swiss-resident clients | Auslandkunden Jahresgebuehr CHF 900. Reflects FATCA/AEoI/KYC compliance overhead a small cooperative bank can no longer absorb. Pattern observed at multiple atom #275 cohort members (CEN waives custody for own bonds; Bank Oberaargau adds Auslandkunden surcharge) — both are price-discriminatory moves justifying operational complexity. |