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product_feature: grb:privatkonto:pf:two_glarus_banks

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id product_id feature_key feature_value note source_page
grb:privatkonto:pf:two_glarus_banks grb:privatkonto pricing_condition Glarus canton has two distinct banks: GRB + Glarner Kantonalbank (glkb) Note for cross-bank readers: Glarner Regionalbank (this entity, GRB) and Glarner Kantonalbank (glkb, already loaded) are distinct entities. GLKB holds the cantonal mandate (Staatsgarantie). GRB is an independent regional bank serving the Glarner Hinterland with branches in Elm, Engi, Schwanden, Glarus, Niederurnen. Both publish their savings rate schedules but GLKB gates mortgages behind a Hypothek-Rechner (Pattern 1, atom #258), GRB publishes Variable directly (Pattern 3a, atom #275). Same canton, different transparency posture.  
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