product_feature: grb:variable_hypothek:pf:atom_275b_variable_only
This data as json
| id | product_id | feature_key | feature_value | note | source_page |
|---|---|---|---|---|---|
| grb:variable_hypothek:pf:atom_275b_variable_only | grb:variable_hypothek | pricing_condition | Atom #275b refinement: Variable Hypothek published, Festhypothek/SARON on request | GRB is the 5th instance of the atom #275 cohort, refining the mortgage-transparency sub-claim further. The cross-cohort pattern is becoming clear: Variable Hypothek (which is reset frequently anyway) is the most commonly published mortgage rate among small Sparkassen. Festhypothek (long-term commitment, term-tiered) and SARON (margin over external benchmark) are harder to publish as static schedules and more often "auf Anfrage". Compare: - Bank Gantrisch: Festhypothek (9-tenure) + SARON + Variable + Baukredit all published (full publisher) - EKSH: multiple mortgages published - Bank Leerau: Variable only - Bank EEK: nothing published - GRB (this load): Variable only The "Variable Hypothek published, fixed/SARON on request" middle-pattern is now the 2nd instance (after Bank Leerau). |