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product_feature: juliusbaer:vermoegensverwaltung:pf:finsa_optout

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id product_id feature_key feature_value note source_page
juliusbaer:vermoegensverwaltung:pf:finsa_optout juliusbaer:vermoegensverwaltung pricing_condition FINSA Art. 31 professional-client opt-out → tailored pricing posture Julius Bär Swiss entity uses the FINSA professional-client opt-out (Art. 31 FinSA) to negotiate fees per relationship rather than publish a retail schedule. Same posture as Pictet (no products loaded) and classical EFG-CH (PR #84). Three-instance threshold for the CH UHNW classical cohort.  
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