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product_feature: pcb:wm:pf:finma_category_5

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id product_id feature_key feature_value note source_page
pcb:wm:pf:finma_category_5 pcb:wealth_management regulatory FINMA category 5 (smallest supervisory band) PCB is FINMA-supervised category 5 (smallest). esisuisse deposit-protection member. SIC participant (clearing 83043, IID 830438) with RTGS-CHF + Instant-Payment-CHF connectivity. BIC PICLCHZ2XXX. No staatsgarantie. Domicile Bleicherweg 5, 8001 Zuerich (Postfach 8034). Confirms small-classical-private-bank profile — capital ratios not publicly disclosed but the family-ownership + non-transactional-fee model + category-5 supervisory band align with low-risk-low-leverage atom #274 archetype.  
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