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product_feature: slm:pf:atom_298_pack_tiered_cooperative

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id product_id feature_key feature_value note source_page
slm:pf:atom_298_pack_tiered_cooperative slm:bankpaket_light pricing_condition Atom #298 — pack-tiered retail banking observed in atom #275 cooperative (first in cohort) SLM is the FIRST atom #275 cooperative Sparkasse in the dataset with explicit pack-tiered pricing (LIGHT CHF 8/Monat + COMFORT CHF 18/Monat). Same pattern as CA Next Bank (CA Simply / Start / Extra / First — atom #298), but adapted for cooperative-Sparkasse context. Pack-tiering was previously thought to be French-banking-origin (CA Next Bank); SLM shows the pattern is also adopted by German-Swiss cooperatives. Compare to: Migrosbank Banking-Paket, PostFinance Smart tiers.  
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