product_feature

Data license: CC-BY-4.0 · Data source: bankproducts.info

2 rows where product_id = "ce_chermignon:compte_epargne"

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id ▼ product_id feature_key feature_value note source_page
ce_chermignon:compte_epargne:pf:atom_275_rates_only Compte épargne ce_chermignon:compte_epargne pricing_condition Atom #275 sub-pattern: rates-only publisher (3rd sub-pattern variant) CECM publishes the rate sheet but no fee schedule (no tarifs PDF in 2026-Q2 crawl; only rate adaptation letters, annual reports, privacy policy, HR postings). New sub-pattern within atom #275: distinct from (a) CEN/Bank Gantrisch full publisher and (b) CMV fees-in-PDF / rates-on-web. 3rd Romandie/Valais atom #275 instance overall (after CMV and CEN). Brand tagline "Plus proche" same localist family.  
ce_chermignon:compte_epargne:pf:rate_cut_2024_2025 Compte épargne ce_chermignon:compte_epargne pricing_condition Observable rate-cut cycle 2024-09-01 → 2025-02-01 (5 months) Both rate sheets are in the crawl. Standard épargne 0.50% → 0.30% (−20 bp). Compte sociétaire tier-1 1.00% → 0.75% (−25 bp). Comptes jeunesse 1.25% → 1.00% (−25 bp). Garantie de loyer 0.50% → 0.25% (halved). Compte courant unchanged (0.05% → 0.05%). Compte salaire 0.10% → 0.05% (halved). Mirrors broader Swiss small-bank repricing in late 2024 / early 2025 following SNB rate cuts. CECM transmits cuts faster on the "soft" buckets (savings, youth, garantie) and slowest on the transactional courant.  

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CREATE TABLE product_feature (
    id          TEXT PRIMARY KEY,
    product_id  TEXT NOT NULL REFERENCES product(id),
    feature_key TEXT NOT NULL,          -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
                                        -- interest_late_payment, max_balance, included_services, ...
    feature_value TEXT,
    note        TEXT,
    source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);