product_feature
Data license: CC-BY-4.0 · Data source: bankproducts.info
2 rows where product_id = "juliusbaer:vermoegensverwaltung"
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| id ▼ | product_id | feature_key | feature_value | note | source_page |
|---|---|---|---|---|---|
| juliusbaer:vermoegensverwaltung:pf:finsa_optout | Vermögensverwaltungsmandat juliusbaer:vermoegensverwaltung | pricing_condition | FINSA Art. 31 professional-client opt-out → tailored pricing posture | Julius Bär Swiss entity uses the FINSA professional-client opt-out (Art. 31 FinSA) to negotiate fees per relationship rather than publish a retail schedule. Same posture as Pictet (no products loaded) and classical EFG-CH (PR #84). Three-instance threshold for the CH UHNW classical cohort. | |
| juliusbaer:vermoegensverwaltung:pf:lu_sibling | Vermögensverwaltungsmandat juliusbaer:vermoegensverwaltung | pricing_condition | Bank Julius Baer Europe S.A. (Luxembourg) publishes a schedule; this Swiss entity does NOT | Cross-jurisdiction parallel to atom #273 (EFG-CH vs EFG-LI / efg_bve PR #85). The Luxembourg subsidiary, Bank Julius Baer Europe S.A., publishes a "Schedule of Prices and Services — Banking and Custody" PDF (FOR CLIENTS BOOKED IN LUXEMBOURG ONLY, as of June 2025). The Swiss entity publishes no equivalent. EU-jurisdiction MiFID II Article 24(4) drives the LU disclosure; FINSA Art. 31 permits the Swiss opacity. Future PR could load the LU entity as juliusbaer_lu (country=LU) following the efg_bve precedent. |
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CREATE TABLE product_feature (
id TEXT PRIMARY KEY,
product_id TEXT NOT NULL REFERENCES product(id),
feature_key TEXT NOT NULL, -- withdrawal_limit_free, notice_period, daily_limit, monthly_limit,
-- interest_late_payment, max_balance, included_services, ...
feature_value TEXT,
note TEXT,
source_page INTEGER
);
CREATE INDEX idx_product_feature_product ON product_feature(product_id);
CREATE INDEX idx_product_feature_key ON product_feature(feature_key);